Chaser alternatives
Chaser alternatives, without the £199 price tag.
Chaser is excellent for mid-market finance teams. For everyone else — freelancers, sole traders, small UK businesses — it’s overkill. Owed is built for the people Chaser priced out.
Owed
Simple. Affordable.
£29
per month, cancel anytime
Chaser (Compact)
Mid-market product
£199
per month, annual contract
Why people are switching
If you’ve landed on this page, it’s probably because you Googled “Chaser alternatives UK” with a specific frustration in mind: you don’t want to pay £199/month, you don’t want a sales call, and you don’t want a 12-month contract just to chase a handful of overdue invoices. Fair enough. Here’s why Owed has become the obvious answer for thousands of UK small businesses.
85% cheaper than Chaser’s entry tier
£29/month vs £199/month. Roughly one chased invoice per year covers your subscription forever. There’s no annual commitment — cancel any time.
Self-serve setup — no demos, no sales calls
Connect Xero, choose your tone, and Owed starts working in two minutes. You’ll never speak to a salesperson unless you want to.
Designed for relationships, not collections
Most of our users have repeat clients where one wrong email could cost them the relationship. Our 4-stage chase sequence is firm but warm — it sounds like you wrote it.
Statutory interest, automatically
Owed calculates the interest you’re legally owed under the Late Payment of Commercial Debts Act 1998 and weaves it (politely) into the later stages of the sequence. Most clients pay before it gets there.
5× Recovery Promise
If Owed doesn’t recover at least 5× your subscription cost (£435) in 90 days, your next 3 months are on us. Applied automatically. Chaser doesn’t offer anything similar.
Honestly though — when is Chaser the right call?
If you’ve got a finance team, hundreds of invoices per month, multiple users that need role-based permissions, complex debtor-management workflows, and a five-figure software budget — Chaser is genuinely good. For everyone else, it’s a Ferrari for the school run.
Switch in two minutes. Save £170/month.
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