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Owed vs Equisettle: Simple chasing without the price tag
Equisettle’s AI-powered approach is impressive — but if you just need reliable invoice chasing without the complexity or the cost, Owed is the lighter, cheaper choice.
| Owed | Equisettle | |
|---|---|---|
| Price | £29/month | £75/month (Solo) |
| Revenue limits | None | £50K monthly cap on Solo |
| AI features | Professional sequences | Predictive AI |
| Approach | Set and forget | Complex workflows |
What Equisettle offers
Equisettle’s AI is genuinely strong. Their predictive scoring and adaptive workflows are designed for businesses that want deep control over their collections process. If you’re managing hundreds of invoices across multiple teams, that sophistication makes sense.
But that power comes with complexity and cost. The Solo plan starts at £75/month with a £50K monthly revenue cap. If your business grows beyond that, you’re pushed to higher tiers. For a freelancer or small team, that’s a lot of overhead for what should be a simple problem.
How Owed is different
Radically simple
Connect Xero. See your overdue invoices. Chasing begins automatically. No workflows to configure, no AI to train, no learning curve.
No revenue caps, ever
£29/month gets you unlimited invoice chasing regardless of how much you bill. Your success shouldn’t cost you more.
Professional, not robotic
Our 4-stage email sequence is designed to sound like you wrote it. Warm, firm when needed, and always relationship-safe.
Simple chasing. Fair pricing.
Start free trial — 14 days£29/month · No card needed · Cancel anytime